Personal Dividends

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As you know, this year is a magical year for the Roth IRA retirement account. It is possible to convert your traditional IRA into a Roth IRA, no matter your income. However, before you jump on the Roth IRA conversion wagon, there are a few things you should consider. Here are 6 things to know about the 2010 Roth IRA conversion.

I recently interviewed Craig Israelsen, a Personal and Family professor at Brigham Young University, and one of the authors of Your Nest Egg Game Plan: How to Get Your Finances Back on Track and Create a Lifetime Income Stream [Buy at Amazon]. One of the questions I asked him was this: In your experience, what [...]

Just because you are retired from work, doesn’t mean you are retired from taxes. Where you retire can impact how much you pay in state taxes, sales taxes and property taxes.

One of the interesting things about managing your assets is the fact that you have to manage them. Analyzing your wealth management infrastructure is an important part of making sure things are on the right track. Last week, I spoke with Stuart Lucas, a wealth management expert. He runs a wealth management program at the [...]

Retirement is one of those nebulous goals that we set for the future. Often, we do little beyond think about retirement, and perhaps set money aside through a retirement plan offered by an employer. However, preparing for a prosperous retirement requires active planning and action now. Otherwise, you’ll find yourself, five years away from your [...]

In the ongoing series on Investing Basics, we look at Asset Allocation. The 10-5-3 investing rule uses the long term estimated returns of various asset classes to help determine one’s asset allocation. We investigate how this strategy works and what are the potential pitfalls of using this strategy.

Lifecycle funds are drawing closer senate scrutiny as many of these retirement investing options deliver astounding losses in the 401k plans and the returns vary widely among different funds with the same maturities.