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credit score

Whenever you apply for a loan, your credit score is checked. You probably know this. But it’s not just lenders who are interested in your credit score. Insurance companies, landlords and employers now check credit scores in order to decide what sort of a risk you will be. Even utility companies, satellite TV providers and [...]

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Until there is more transparency in credit scoring, and until consumers take better control of their credit use, it doesn’t matter how many laws are enacted: The game is going to be rigged in favor of the credit card issuers.

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What You Need to Qualify for a Home Mortgage Loan

Money

You need to understand what is required if you want to qualify for a home mortgage loan. Lenders are no longer generous with credit as they used to be in the bubble years. Still, the American dream need not be out of reach if you keep in mind what is needed. Here are the basics of what many mortgage lenders are looking for right now

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