Posts tagged as:

Credit Card

Unfortunately we now live in a society where we have to have things now; nobody seems to save for what they want anymore and everybody uses credit. This can be a bad idea, and many people find themselves in huge amounts of debt to their credit cards. Getting into debt is easy; [...]

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Credit Card Use is an Option Even with Bad Credit

by mirha494

in Money

Getting credit cards with bad credit is not impossible

If you have a bad credit rating, credit card use may seem out of reach. It’s not. Bad credit does keep you from being accepted by a major credit lender but there are programs designed to help you rebuild your credit rating.
Fixing the Bad Credit
If you have been denied a loan or turned down when [...]

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How to Raise Your Credit Score

Money

Whenever you apply for a loan, your credit score is checked. You probably know this. But it’s not just lenders who are interested in your credit score. Insurance companies, landlords and employers now check credit scores in order to decide what sort of a risk you will be. Even utility companies, satellite TV providers and [...]

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5 Ways Card Issuers Can Still Nail You Despite the Credit CARD Act of 2009

Money

At the end of last month, most of the new rules from the Credit CARD Act went into effect. While there are some restrictions on some credit card issuer practices, the bottom line is that these are creative business people determined to make a profit. Many credit card issuers have been sending out amendments to agreements and other notices. I hope you have been reading the fine print in communications from your credit card issuers, because here 5 ways that they can still nail you.

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Credit CARD Act of 2009: Consumers Getting the Shaft as Banks Rush to Raise Interest Rates

Money

Until there is more transparency in credit scoring, and until consumers take better control of their credit use, it doesn’t matter how many laws are enacted: The game is going to be rigged in favor of the credit card issuers.

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Credit CARD Act of 2009: How it Affects You

Money

This new Credit CARD Act of 2009 is designed to enable the consumers get back the control of their credit card debt and stop the credit card companies from engaging in abusive tactics that have become rampant. Find out how the new credit card bill will affect you as a consumer.

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Small Business to Suffer as Advanta Shuts Down Credit Card Lending

News

photo credit: orphanjones
Advanta’s uncollectible debt reached 20% as of March 31 prompting the small business credit card issuer to shutdown new lending as of June 10th to preserve capital. Advanta is offering 65 to 75 cents on the dollar to its securitized debt holders.
The shutdown in credit by Advanta will affect as much as [...]

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Premium Credit Cards – Are they Losing their Lustre?

Lifestyle

Many of us who carry premium credit cards do so because of the wide range of benefits that they offer that help us simplify our lives and manage time. Some of us also crave the attention these exclusive credit cards bring. However, these cards come with stiff annual fees and in an economic downturn, and [...]

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Premium Credit Cards can Save you Time and Sanity and Offer Other Convenient Benefits

Lifestyle

Premium credit cards offer benefits that the many fail to utilize. These credit card benefits include concierge service, free airport lounge access and many more

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