Posts tagged as:

credit

There is a lot of debate around the issue of unsecured vs. secured loans. Students face even more complex issues – due to age, a lack of income, and a lack of a credit history.
Secured Loans are Riskier for the Students but More Accessible

For the average person, the choice is already complex. On the [...]

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Getting Your Credit Card Debt Under Control

by mirha494

in Money

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Unfortunately we now live in a society where we have to have things now; nobody seems to save for what they want anymore and everybody uses credit. This can be a bad idea, and many people find themselves in huge amounts of debt to their credit cards. Getting into debt is easy; [...]

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Credit Card Use is an Option Even with Bad Credit

Money

If you have a bad credit rating, credit card use may seem out of reach. It’s not. Bad credit does keep you from being accepted by a major credit lender but there are programs designed to help you rebuild your credit rating.
Fixing the Bad Credit
If you have been denied a loan or turned down when [...]

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How to Raise Your Credit Score

Money

Whenever you apply for a loan, your credit score is checked. You probably know this. But it’s not just lenders who are interested in your credit score. Insurance companies, landlords and employers now check credit scores in order to decide what sort of a risk you will be. Even utility companies, satellite TV providers and [...]

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5 Ways Card Issuers Can Still Nail You Despite the Credit CARD Act of 2009

Money

At the end of last month, most of the new rules from the Credit CARD Act went into effect. While there are some restrictions on some credit card issuer practices, the bottom line is that these are creative business people determined to make a profit. Many credit card issuers have been sending out amendments to agreements and other notices. I hope you have been reading the fine print in communications from your credit card issuers, because here 5 ways that they can still nail you.

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Credit CARD Act of 2009: Consumers Getting the Shaft as Banks Rush to Raise Interest Rates

Money

Until there is more transparency in credit scoring, and until consumers take better control of their credit use, it doesn’t matter how many laws are enacted: The game is going to be rigged in favor of the credit card issuers.

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What You Need to Qualify for a Home Mortgage Loan

Money

You need to understand what is required if you want to qualify for a home mortgage loan. Lenders are no longer generous with credit as they used to be in the bubble years. Still, the American dream need not be out of reach if you keep in mind what is needed. Here are the basics of what many mortgage lenders are looking for right now

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Emergency Small Business Loans to be Available June 15th

News

photo credit: henrybloomfield
Authorized as part of the Stimulus Bill, SBA guaranteed emergency small business loans (ARC loans, or America’s Recovery Capital loans) are slated to start June 15th. These loans will allow struggling businesses to get $35,000 in funding at no interest with principal repayments to start one year later. The small business will [...]

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9 Ways You Can Manage Finances Online

Money

A list of 9 ways to manage your finances online. These resources take the hassle and clutter out of managing all aspects of your personal finances and since these are online, you also save time and have access to these resources on the go.

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Credit CARD Act of 2009: How it Affects You

Money

This new Credit CARD Act of 2009 is designed to enable the consumers get back the control of their credit card debt and stop the credit card companies from engaging in abusive tactics that have become rampant. Find out how the new credit card bill will affect you as a consumer.

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