Personal Dividends - Money and Lifestyle

Money and wealth is important in today’s world as it provides for a way of engaging in pursuits that you really want to. We are focused on finding ways to earn and grow wealth, to provide for the best possible lifestyle for our families, to provide for best education for our kids, and to support our retirement. If you are passionate about these topics and have tips or articles to share, please consider writing for us.

As April 15 inches closer for U.S. tax filers, it’s time to get serious about looking for income tax breaks. This includes tax credits and tax deductions related to your children. Indeed, the fact that you have a family plays heavily in your favor at tax time, with existence of a number of tax breaks. [...]

At the end of last month, most of the new rules from the Credit CARD Act went into effect. While there are some restrictions on some credit card issuer practices, the bottom line is that these are creative business people determined to make a profit. Many credit card issuers have been sending out amendments to agreements and other notices. I hope you have been reading the fine print in communications from your credit card issuers, because here 5 ways that they can still nail you.

If you are dissatisfied with your company’s 401k, there is no reason to put too much of your money into it. Put in enough to earn your company’s highest match — you don’t want to leave free money on the table — and then consider these options as supplements.

If you owe or will owe the IRS taxes you should consider an IRS payment plan. Understand different payment plans available and which one is best for you.

You can significantly reduce your paper clutter — and save your sanity — when you understand which papers to preserve, and which you can toss. Use this handy guide to determine how long to keep certain documents.

As you know, this year is a magical year for the Roth IRA retirement account. It is possible to convert your traditional IRA into a Roth IRA, no matter your income. However, before you jump on the Roth IRA conversion wagon, there are a few things you should consider. Here are 6 things to know about the 2010 Roth IRA conversion.

Shortly after Schwab started offering transaction fee free trading in it’s proprietary line of Exchange Traded Funds, Fidelity has now rolled out free trading in iShares ETFs to its retail and advisor accounts. For an ETF investor, these appear to be a great news and no doubt in the coming months more brokerages will likely [...]

Now that the year is solidly under way, and you might be slowing down in terms of financial resolutions, consider these 5 items that can keep you fiscally fit in February.

We have a complex tax code that can be quite confusing. Trying to tote up credits and deductions, and working on getting an advantage, can be time consuming work. It is not surprising, therefore, that a number of assumptions about tax filing turn out to be incorrect. And, while some filing assumptions (such as the [...]

No more debts? Want to start investing but don’t know where? Here are my suggestions for anyone just looking for a smart, sensible way to get started in investing now.