by Timothy Ng | Entrepreneurship
Getting a credit card for your business is a part of everyday business. But so many consumers do it wrong. Small businessmen use their personal cards for business expenses and get confused and out of sorts. There a lot of cons to attaching business expenses to a...
by Timothy Ng | Behavioral Finance, Entrepreneurship, Finance
Wealth is always regarded as elusive, but numbers suggest otherwise. Credit Suisse’s Global Wealth Report reports that as of mid-2010, there were over 24 million High Net Worth Individuals—people with at least $1 million of investible assets, excluding home value—in...
by Timothy Ng | Credit and Debt, Finance, Retirement
Retirement brings a great many things, but an increased income is usually not one of them. Learning to live on a fixed income, one that is probably less than they were used to, can be quite a jolt for some seniors, and a re-examination of their finances is definitely...
by Timothy Ng | Family Finance, Finance
Do you remember how old you were when you began learning about finance, savings, and budgeting? For me my earliest memory of any financial teaching was seeing my Mother and Father sitting at the dinner table each week furiously scribbling on scraps of paper, and...
by Timothy Ng | Entrepreneurship, Finance
When you are running a small business you can often feel as though you are doing so blindly, especially when it comes to employing people. For so long the business has been just yours and now you’re so successful – congratulations – that you need help. So how do you...