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Author Archives: fptguy

How to Rise Up the Ranks of the Credit Score Scale

Despite the fact that we may not necessarily be aware of it, each and every small financial mistake or slip-up we make in our lives is recorded. While they may often occur inadvertently, these incidents do not go away, but rather stand as a record against our good name, and accumulate until the time comesRead More

Common Sense Investing: Mutual Funds Vs Exchange Traded Funds

With a huge diversity of investing instruments out there, it’s hard to know exactly where to put your money. Mutual funds are the good old standby and something that we’ve been taught to invest in over the years, especially inside of our 401(k)s and IRAs.  In recent years the Exchange-Traded Fund (ETF) has surfaced leavingRead More